Behind on Property Taxes in Ontario

Property tax arrears can lead to a tax sale by the municipality. We can often move quickly to help you avoid that outcome. We can usually make an offer within an hour of speaking with you, often while we're still on the phone, and close in as little as 7 days, or on the date you choose. No cost, no obligation, no pressure.

A typical Ontario home — Behind on Property Taxes in Ontario

What's going on

Property tax arrears are easy to fall into and hard to climb out of. Once you're behind, the municipality adds penalties and interest, and the bill grows faster than you might expect. If it goes unpaid long enough, the municipality can register a tax arrears certificate and eventually sell the property at a tax sale.

This page is general information, not legal or financial advice. Please speak with your municipality about payment arrangements and a lawyer about your situation. Here's how a direct sale might help.

Your options

Selling to us is only one path. Here are the options most homeowners consider in this situation.

Talk to the municipality

Most Ontario municipalities will set up a payment plan for tax arrears. Calling the tax department early can buy you time and stop the penalties from snowballing.

Refinance to pay the arrears

If you have enough equity, refinancing can pay off the tax arrears and roll them into your mortgage. A mortgage broker can tell you if this is possible.

Sell the house

Selling pays off the tax arrears from the proceeds and lets you keep any remaining equity. A direct sale to us can close in as little as 7 days, or on the date you choose.

How we can help

  • We can often move quickly, which matters when a tax sale deadline is approaching.
  • We buy the house as-is — no repairs or cleanout needed.
  • The sale pays off the tax arrears from the proceeds; any remaining equity is yours.
  • We'll be honest about whether selling to us is the right move, or whether a payment plan with the municipality makes more sense.

Frequently asked questions

Skip the showings — get my offer

Ready to skip the showings?

Tell us about your house and get a no-obligation offer. We can usually make an offer within an hour of speaking with you, often while we're still on the phone.