Selling a House After Fire, Flood or Mould

Insurance claims and repairs after a fire, flood, or mould can be exhausting. We can buy the house as-is. We can usually make an offer within an hour of speaking with you, often while we're still on the phone, and close in as little as 7 days, or on the date you choose. No cost, no obligation, no pressure.

A typical Ontario home — Selling a House After Fire, Flood or Mould

What's going on

A fire, a flood, or a serious mould problem turns your home into a project — and often a long, exhausting one. Insurance claims drag out, contractors are hard to schedule, and the house may be unlivable in the meantime. For a lot of homeowners, the prospect of months of rebuilding is more than they want to take on.

This page is general information, not legal advice. Please check with your insurer and a lawyer about your claim. Here's how a direct sale can fit.

Your options

Selling to us is only one path. Here are the options most homeowners consider in this situation.

Restore with insurance

If your insurance covers the damage, restoring the house is one path. It can take months and require living elsewhere, but it keeps the home.

Settle the claim and sell damaged

Some homeowners settle with the insurer and sell the house in its damaged state. Buyers for damaged homes are limited, and they'll discount heavily.

Sell as-is to a direct buyer

We buy houses as-is, including fire, flood, and mould damage. You don't rebuild or clean up — we take it from here.

How we can help

  • We buy the house as-is, in its damaged state — no rebuild required.
  • You don't coordinate contractors or wait on insurance repairs to sell.
  • We can close in as little as 7 days, or on the date you choose.
  • We'll be honest about how the damage affects our offer, with no re-negotiations after the fact.

Frequently asked questions

Skip the showings — get my offer

Ready to skip the showings?

Tell us about your house and get a no-obligation offer. We can usually make an offer within an hour of speaking with you, often while we're still on the phone.