If you're in a tough spot, you're not alone

Homeowners sell to us for all kinds of reasons. Whatever's going on, there's a good chance we've seen it before. Find your situation below to see your options — including the ones that aren't selling to us.
A family standing on the front porch of their Ontario home on a sunny day

Choose your situation

Each page explains what's happening, what your options are, and how we can help — honestly, including when selling to us isn't the right call.

Financial

Facing Power of Sale

If your lender has started power of sale, time is short. We can often move quickly — and we'll be honest about whether selling to us is right for you.

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Financial

Behind on Mortgage Payments

Falling behind on your mortgage is stressful, but you have options. We can buy your house fast and help you get back on solid ground.

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Financial

Mortgage Renewal Trouble

If your renewal is coming in at a much higher rate and the new payment doesn't work, selling before it bites may be the calmer path.

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Financial

Property Tax Arrears

Property tax arrears can lead to a tax sale by the municipality. We can often move quickly to help you avoid that outcome.

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Life Change

Inherited a House / Estate Sale

An inherited house can come with probate, repairs, and a cleanout. We can buy it as-is so the estate doesn't have to do the work.

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Life Change

Separation or Divorce

Selling the family home is often part of a separation. A clean, certain sale can make a hard time a little simpler.

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Property

Tired Landlord / Problem Tenants

Landlord and Tenant Board delays can drag on for months. We can buy your rental as-is, with tenants in place.

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Life Change

Relocating / Job Transfer

A move for work often comes with a tight timeline. We can buy your house fast so you can focus on the move.

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Life Change

Downsizing / Retirement Home

Moving to a smaller home or long-term care? We can buy your house as-is and on your timeline.

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Property

House Needs Major Repairs

A new roof, foundation, wiring, or plumbing can be overwhelming. We buy houses as-is — you don't lift a finger.

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Property

Fire, Flood or Mould Damage

Insurance claims and repairs after a fire, flood, or mould can be exhausting. We can buy the house as-is.

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Property

Hoarder House / Full of Belongings

A house full of belongings can feel impossible to list. We buy it as-is — no cleanout required.

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Property

Vacant House

A vacant house costs you every month and can attract break-ins. We can buy it as-is and close on your date.

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Listing

Expired or Unsold Listing

If your listing expired without selling, a direct sale can be the calmer next step. No more showings, no more waiting.

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Listing

Buyer Backed Out

A deal that falls apart at the last minute is heartbreaking. We buy directly, so there's no financing to fall through.

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Financial

Carrying Two Homes

Carrying two mortgages is a heavy load. We can buy your old house fast so you're back to one payment.

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Financial

Debt / Consumer Proposal / Bankruptcy

If debt has become unmanageable, selling your house may be part of the solution. We'll be honest and suggest you speak to a licensed trustee too.

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Financial

Liens or Judgments on the Property

A lien or judgment can complicate a sale. We can help you understand your options.

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Life Change

Job Loss or Illness

A job loss or illness can upend your finances fast. We can buy your house as-is so you can focus on what matters.

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Property

Unpermitted Work / Open Permits

Unpermitted work or an open work order can scare off buyers and lenders. We buy as-is and take that off your plate.

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Life Change

Co-Owner or Family Disagreement

When co-owners can't agree, selling can feel stuck. We can buy the house as-is and help untangle the situation.

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Life Change

Just Don't Want the Hassle

Not every seller is in a crisis. Some just don't want showings, strangers, and weeks of uncertainty. That's reason enough.

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Don't see your situation?

The list isn't exhaustive. If you're a homeowner in Ontario thinking about selling, call us. We'll listen and point you in the right direction — even if that direction isn't us.

Ready to skip the showings?

Tell us about your house and get a no-obligation offer. We can usually make an offer within an hour of speaking with you, often while we're still on the phone.