Who We Help
Liens or Judgments on Your Property
A lien or judgment can complicate a sale. We can help you understand your options. We can usually make an offer within an hour of speaking with you, often while we're still on the phone, and close in as little as 7 days, or on the date you choose. No cost, no obligation, no pressure.
What's going on
A lien or judgment on your property — from unpaid taxes, a contractor dispute, a court judgment, or another debt — can complicate a sale. It sits on title and usually has to be paid off before or at closing. For a lot of homeowners, that's a confusing and worrying position to be in.
This page is general information, not legal advice. Please speak with a lawyer about the specific lien or judgment. Here's how a direct sale can work when there are charges on title.
Your options
Selling to us is only one path. Here are the options most homeowners consider in this situation.
Pay it off and then sell
If you can pay off the lien before selling, the title is clean and the sale is simpler. Not everyone has the cash to do that, though.
List and pay it from proceeds
You can list the house and pay the lien from the sale proceeds at closing, as long as there's enough equity. Buyers and their lawyers will want clarity on the lien.
Sell directly and pay it from proceeds
We can buy the house and pay the charges on title from the proceeds at closing, with your lawyer involved.
How we can help
- We aren't scared off by liens and judgments.
- The charges on title are paid from the sale proceeds at closing, with your lawyer handling it.
- We buy the house as-is, so you don't need to resolve the lien before selling.
- We can close in as little as 7 days, or on the date you choose.
Frequently asked questions
Other situations we help with
Facing Power of Sale
If your lender has started power of sale, time is short. We can often move quickly — and we'll be honest about whether selling to us is right for you.
Property Tax Arrears
Property tax arrears can lead to a tax sale by the municipality. We can often move quickly to help you avoid that outcome.
Debt / Consumer Proposal / Bankruptcy
If debt has become unmanageable, selling your house may be part of the solution. We'll be honest and suggest you speak to a licensed trustee too.
Skip the showings — get my offer
Ready to skip the showings?
Tell us about your house and get a no-obligation offer. We can usually make an offer within an hour of speaking with you, often while we're still on the phone.