Who We Help
Debt, Consumer Proposal or Bankruptcy
If debt has become unmanageable, selling your house may be part of the solution. We'll be honest and suggest you speak to a licensed trustee too. We can usually make an offer within an hour of speaking with you, often while we're still on the phone, and close in as little as 7 days, or on the date you choose. No cost, no obligation, no pressure.
What's going on
When debt piles up — credit cards, lines of credit, a mortgage you can't keep up with — it can feel like there's no way out. For some homeowners, the equity in the house is both the problem and the solution: selling it can pay down the debt and give you a fresh start.
This page is general information, not legal, tax, or financial advice. If you're considering a consumer proposal or bankruptcy, please speak with a licensed insolvency trustee. They're the only professionals who can advise you on those options. Here's how a direct sale might fit.
Your options
Selling to us is only one path. Here are the options most homeowners consider in this situation.
Speak to a licensed insolvency trustee
A licensed insolvency trustee can walk you through a consumer proposal or bankruptcy and help you understand how your house fits in. This is professional advice we can't give you.
Refinance to consolidate debt
If you have enough equity, refinancing can consolidate high-interest debts into one lower payment. A mortgage broker can tell you if this is possible.
Sell the house to pay down debt
Selling can pay off the mortgage and other debts from the proceeds and give you a fresh start. We can close in as little as 7 days, or on the date you choose.
How we can help
- We can often move quickly, which can matter when debt is mounting.
- We buy as-is, so you don't spend money on the house before selling.
- The sale pays off the charges on title from the proceeds; any remaining equity is yours.
- We'll be honest about whether selling to us is the right move, or whether you should speak to a licensed trustee first.
Frequently asked questions
Other situations we help with
Facing Power of Sale
If your lender has started power of sale, time is short. We can often move quickly — and we'll be honest about whether selling to us is right for you.
Behind on Mortgage Payments
Falling behind on your mortgage is stressful, but you have options. We can buy your house fast and help you get back on solid ground.
Liens or Judgments on the Property
A lien or judgment can complicate a sale. We can help you understand your options.
Skip the showings — get my offer
Ready to skip the showings?
Tell us about your house and get a no-obligation offer. We can usually make an offer within an hour of speaking with you, often while we're still on the phone.