Who We Help
Job Loss or Illness
A job loss or illness can upend your finances fast. We can buy your house as-is so you can focus on what matters. We can usually make an offer within an hour of speaking with you, often while we're still on the phone, and close in as little as 7 days, or on the date you choose. No cost, no obligation, no pressure.
What's going on
A job loss or a serious illness can upend your finances almost overnight. The income drops, the bills keep coming, and the mortgage that was manageable suddenly isn't. On top of the stress of the situation itself, the house becomes a worry.
This page is general information, not financial advice. Please speak with your lender about hardship options and a licensed professional if debt is mounting. Here's how a direct sale can help.
Your options
Selling to us is only one path. Here are the options most homeowners consider in this situation.
Talk to your lender about hardship
Many lenders offer hardship options — a temporary deferral, interest-only payments, or a payment plan — if you've lost a job or faced illness. Ask early.
Refinance or modify
If your situation is temporary, refinancing or modifying the mortgage can lower the payments until you're back on your feet.
Sell and reset
If the situation is longer-term, selling can pay off the mortgage and give you a fresh start without the monthly burden. We can close in as little as 7 days, or on the date you choose.
How we can help
- We buy the house as-is — no repairs or cleaning while you're dealing with bigger things.
- We can close in as little as 7 days, or on the date you choose.
- There's no cost and no obligation to get an offer, so you can weigh it against hardship options.
- We'll be honest about whether working with your lender first makes more sense for you.
Frequently asked questions
Other situations we help with
Facing Power of Sale
If your lender has started power of sale, time is short. We can often move quickly — and we'll be honest about whether selling to us is right for you.
Behind on Mortgage Payments
Falling behind on your mortgage is stressful, but you have options. We can buy your house fast and help you get back on solid ground.
Debt / Consumer Proposal / Bankruptcy
If debt has become unmanageable, selling your house may be part of the solution. We'll be honest and suggest you speak to a licensed trustee too.
Skip the showings — get my offer
Ready to skip the showings?
Tell us about your house and get a no-obligation offer. We can usually make an offer within an hour of speaking with you, often while we're still on the phone.